Frequently Asked Questions

Application Requirements:

• You must be a SA Citizen with a valid ID
• You must be permanently employed
• You must be working longer than ≥ 6 months at your current employer
• You must be 18 years or older
• You must not be under administration, under debt review or sequestrated
• We do not issue loans to self employed clients

Documentary requirements:

• We need the following documentation:
  • Your latest pay slip
  • 3 months bank statement not older than 3 days
  • Copy of your ID
  • Proof of residential address

How do you submit your documentation?

• You can fax, email or upload it to our website.

Collection method:

• We lodge a debit order against your bank account on your pay date.

Loan amounts:

• Based on your credit profile and affordability calculation, we initially offer 1 Month loans from R 500 up to a maximum of R 2 500.

Repayment term:

• From 1 day up to a maximum of 45 days.

Do you do a credit check on me?

• Yes, a credit check is compulsory.

How is the funds disbursed?

• We do an electronic fund transfer to ABSA Bank, Capitec Bank, Standard Bank, Nedbank and FNB.

Immediate transfer:

• Should you require an immediate transfer we can facilitate your request at an extra charge with a maximum fee of R 65.00

How long does it take?

• We always strive for a same day service – from application to pay out of the funds.

Future loans:

• You can re-apply once your existing loan[s] has been settled

Change in bank account or employer:

• Should you change your bank account or join a new employer you need to inform us in order to change your debit order to the correct bank account and salary pay date.

Need to contact us?

Contact us here.